Move Over Rover: Strict Liability is Taking Over

Being on the receiving end of a dog attack is a painfully traumatic event that affects victims physically, economically, and quite possibly emotionally. According to the American Veterinary Medical Association, more than 4.5 million people are bitten by dogs every year, and 800,000 of them seek medical attention. On that basis, insurance companies are continually inundated with dog attack claims.

State Dog Bite Laws

Who might be held liable in any dog bite case anywhere in the United States has been left for the various state legislatures to determine. Liability might be based on old common law in one state, while its neighboring state enacted its own dog attack statute long ago. In some states, every dog gets “one free bite,” while in others, no bites at all are permissible. Those states are known as strictly liability states. The majority of states rely on strict liability in one form or another now, and that number is expected to continue to grow.

Common-Law Dog Bite States

If liability in a dog bite case pivots on an owner or dog keeper’s act or failure to act, that case is going to be decided under the law of common law negligence. In order to prevail in a common-law case, the bite victim must show that the owner or keeper of the dog had a legal duty to be free from carelessness and negligence owed to him or her, and the dog’s owner or keeper breached that duty. Then, that victim must show … Read More

4 Tips for Getting the Best Health Insurance for You

It is fitting for you to think about your health and also your family, considering the current hospital costs are increasingly expensive. Government health insurance alone is not enough because there are some costs that cannot be covered. Therefore it would be better if you have insurance from the government and also privately owned, so both insurances will complement each other. In order to get the best health insurance, see tips on getting the best health insurance below:

Choose As Needed

Currently, there are many health insurance products offered to the public. The task of the community is to choose according to their needs. That’s because good insurance products for other people aren’t necessarily suitable for you. To be able to get health insurance products according to your needs, you have to collect whatever services you want to get from insurance such as VIP class hospitalization, cover doctor fees, and some other facilities. Only after the data is collected can you find the type of insurance that suits you. When choosing health insurance products as needed, understanding good insurance products is needed.

The Hospital You Want

Tips for getting the best health insurance you can do is look for insurance that has a partnership with the hospital you want. There are people who are suitable for treatment, for example, the A is suitable for treatment in hospital A, while the B is suitable in hospital B. By choosing a hospital that is suitable for you and your family, you can … Read More