Category General Article

General Article

Why Do I Need a Bankruptcy Attorney?

by Author

Bankruptcy is one of the scariest words in the English language. Many people shudder at the simple thought of having to declare bankruptcy and endure the process of coming out the other end. While that’s bad enough, the prospect of going through it without a bankruptcy attorney Howard County MD, should be even more frightening. Let’s look at what bankruptcy really entails, and how a lawyer can help.

Chapter 7 Bankruptcy

First, let’s look at the two most common types of personal bankruptcy (business bankruptcies and reorganizations are a completely different topic.) The most common type for individuals is Chapter 7, in which assets are liquidated to pay debts. This means that you may be required through a bankruptcy attorney Howard County MD to sell your home, vehicles, and other possessions of values to pay back as much of your credit card and loan debt as possible before starting a clean slate. Chapter 7 bankruptcy will stay on credit reports as a negative for ten years, gradually improving as that time goes by.

Chapter 13 Bankruptcy

For many people, Chapter 13 bankruptcy is a more appealing approach, as it is considered a “restructuring” rather than a liquidation. Think of it as an extreme loan consolidation. It will still negatively affect your credit for seven years, but you will probably be able to keep most of your property.

Paperwork and Appearances

As you can imagine, these processes require lots of negotiation, paperwork and court appearances. Bankruptcies always begin in federal … Read More

General Article

Here Are the First Steps Anyone Facing a Criminal Trial Should Take Right Away

by Author

It can be a confusing and stressful situation for any person facing an arrest and possible jail time for accusations of a crime. In almost all cases, though, there are a few time-tested steps an individual can take to lower their chances of making a bad situation even worse. Keep the following tips in mind if you or someone close to you has recently been placed in police custody.

Figure Out What Rights You Have Under the Law

In many places, a judge in a criminal case can grant bail or bond to a defendant awaiting trial. That means it is especially important to look into this possibility as soon as possible. Finding a source for bail bonds Harrisburg PA can start with an online search for reputable agents. From there, make sure the loan is fair and make arrangements to pay it back upon the resolution of the case.

Figure Out Which Professionals Are Best Suited for Your Needs

All criminal trials are different and many end in a plea agreement to avoid or lower the amount of time required behind bars. For that reason, attorneys across the United States are specialists in varying types of criminal law. Finding the right group of lawyers to handle the case is of paramount importance. Even legal counsel appointed by the court to those who cannot afford a private attorney will be qualified to handle the details of the case.

Figure Out Any Additional Requirements You Need to Meet

Especially for

… Read More
General Article

3 Instances That may Warrant a Personal Injury Lawsuit

by Author

You may have a vague familiarity with the legal process. You’ve seen the commercials for personal injury attorneys who represent clients that run the gamut of society and injuries. Do you know what qualifies under a personal injury lawsuit? You may be surprised to learn that many instances you believed were barred from a suit are covered under this type of legal action. Check into these three examples that may qualify for a personal injury lawsuit.

1. Car Accident

Injuries sustained during a car accident may render a person unable to perform basic tasks. Depending on the severity of the collision, these injuries may require long-term care. Check-in with a boston injury lawyer to see if your situation may require a personal injury lawsuit to recover financial compensation. If another driver was negligent and caused the crash, you may be able to get more money than the insurance company is offering.

2. Work Accident

Do employers take care of work injuries? If you live in a state where businesses are required to carry workers’ compensation insurance, some or all of your injury may be covered under the policy. However, even in this environment, the plan may not give you the care your injury requires. When the workers’ compensation coverage is not sufficient, or when the employer may have ignored a dangerous condition, you may be able to get more help.

3. Medical Error

Medical malpractice can happen in the doctor’s office, in a clinic, hospital or operating room. It is … Read More